BC Mortgage
BC Mortgage Broker
Obtaining a BC Mortgage is the most important financial decision a person will make. Get a professional on your side today.
We will find you a BC mortgage broker that is the best at working with your situation. Our brokers have over 20 yrs experience in the business and have helped hundreds of people find mortgages that fit their needs.
Five Steps: Obtaining a BC Mortgage
BC Mortgage Step 1: Refinance or purchase lenders need to know what your situation is. Our BC mortgage professional will conduct a one-on-one application session over the phone at a time of your convenience. This usually takes no longer than 15 minutes but gives the mortgage broker information needed to find you the right product.
BC Mortgage Step 2: During the application process the broker will require your authorization to pull your personal credit report. If you have had credit issues in the past your consultant will explain the options available and will offer techniques to boost your credit score prior to obtaining financing. This step is not offered by banks and can save you thousands of dollars in mortgage payments and fees.
BC Mortgage Step 3: The BC mortgage broker now has enough information to shop for you. There are over 80 mortgage lenders in Canada all with different mortgage products and varying pricing. Our professionals have saved their clients thousands of dollars in mortgage fees and mortgage payments just by finding the best lender for the situation.
BC Mortgage Step 4: Your consultant will explain the best options available and will send the documentation to be signed. The lender will issue an approval based on obtaining some additional documentation. This could include an appraisal (the broker will order this), income information (T4, business license ect.), and anything else they see fit. Typically if your credit is damaged lenders will ask for more information to verify other sources of credit such as rental history ect.
BC Mortgage Step 5: Your mortgage professional will contact a lawyer or notary in your area that will be in contact with you. They will schedule an appointment to sign the closing documents and the mortgage will be finalized on the date of your choosing.
Apply today for your one-on-one British Columbia mortgage consultation and remember…
If you walk into a bank and ask for a mortgage they do not automatically give you the best interest rate and terms. In fact some institutions have a policy which increases pricing slightly for renewals. This is termed in the industry as “pinching”. The big banks understand that most people will automatically sign the renewal form without even looking at it!
BC Mortgage Broker allows you to search for the best deal possible without leaving your home. Our specialists work with you over the phone/email/fax to get you a better mortgage.
Just fill in our online application and you will be contacted by a mortgage professional within 24 hours.
